May 2025

Summer is usually considered to be a time for fun and relaxation. For those who are lucky enough to get the summer months off, it can also be a time to add to job skills, credentials or even the household coffers. For that, a summer job can’t be beat.

Throughout history, there have been times when the economy has gotten so bad that we dipped into a recession. A recession isn’t as bad as a depression. Even younger generations will have heard of The Great Depression, thanks in part to shows like The Waltons, and stories passed down from grandparents.

People talk about saving money like it’s a piece of cake. And for a lot of people—mainly those with a lot of disposable income—it is easy to stockpile cash. But for the rest of us with very little disposable income, or who struggle more with finances, saving is a challenge.